Archive for March, 2010

only 1 asked: Will a “Debt Consolidation ” company also help with Ed fund student loans that are now defaulted?
I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will [...]

debt-consolidation loans [student loans]?

Posted by cyberandy on March 28th, 2010

PEARL asked: i need some info about “debt-consolidation loans”. im trying to get a loan and i’ve heard that these are have low and fixed rate of intrest. but i don’t know if they are staffurd loan or not.[federal pays the intrest while im at school?]
btw if anybody know a good student loan let me [...]

What does it mean to consolidate student loans?

Posted by cyberandy on March 28th, 2010

Avatar asked: I took out Stafford subsidized loans each year I was in college through Sallie Mae. Interest rate is now 8%. Is it possible to consolidate?
I already make one payment through Sallie Mae

Loan Consolidation question with NextStudent?

Posted by cyberandy on March 28th, 2010

Hiro Nakamura asked: I want to know if anyone else has been screwed by NextStudent. Originally, I was quoted to have a 5.0 fixed interest rate for consolodating my student loans. After some time went by and the loans got processed… they said that “Xpress Loan Servicing” will be my lender and the [...]

Companies that still do federal consolidation loans?

Posted by cyberandy on March 27th, 2010

what? asked: I’ve heard that one of the things in the stimulus plan allowed for recent college graduates who are still in the grace period of their student loans (like me) to consolidate at a rate of 2%.
I’ve tried to look into this more, but I can’t even find a bank that still does federal [...]

How can I consolidate my student loan?

Posted by cyberandy on March 26th, 2010

jase0708 asked: I have the Key Alternative Loan. For some reason, there are consolidation companies that won’t handle it because it’s a private loan. Any suggestions?

mama barney asked: We know the downside of – if one of us dies the other is responsible for the loan – but we both have such high interest rates and would love to consolidate before they go up again. We are trying to simplify our finances and reap the benefits of smaller payments…

aimsterrr asked: Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc.). I have been kind of doing the whole college thing [...]

tomvesey0505 asked: Looking to consolidate all my student loans into one affordable monthly payment. Any suggestions. Sallie Mae no longer consolidates student loans and many other companies will not consolidate a Sallie Mae loan because it is secured and government backed. Thanks in advance.

Ashlee H asked: I’m looking to consolidate my student loans. All my loans right now are NJ CLASS loans and are at around 6.1% …which is low, but in this climate I’m certain I’ll be able to find lower than 5%. I’m interested to know what are the best banks/financial institutions to work with (from [...]