Archive for March, 2010

Please can you help me fill in this questionnaire?

Posted by cyberandy on March 17th, 2010

jaytee asked: I am an Honours student studying accountancy. As part of my coursework I am required to do a research dissertation. This questionnaire is to get an idea of peoples view on debt. Any help will be greatly appreciated. Thank you.
1. Are You?(Male/Female)
2..What is your age?
(a)18-24
(b)25-30
(c)30+
3. Are you married?(Y/N)
4. [...]

Student Loans Consolidation?

Posted by cyberandy on March 15th, 2010

naingzaw asked: From what I understand, loans consolidation means to stabilize the interest rate from going up right? What if the government cut the interest rate? I mean when I consolidated my student loans last year it was 6.25%, now I just heard that the government cut down the rate to nearly half. So do [...]

Anonykris asked: Or does it just seem that way?

Oracion en Orlando asked: do it separately?

Need student loan rehabilitation and consolidation help?

Posted by cyberandy on March 12th, 2010

mimmie7794 asked: Hi, My husband just completed the “loan rehabilitation” program through a company called FMS. He did everything as they asked, made a down payment and made 9 on time payments to complete the program. Now they are saying for us to get out of the program and to improve my husband’s credit score, [...]

d asked: Since I can’t consolidate my private loans under the a federal consolidation loan, should I take out one big private loan? Or should I consolidate my federal loans under one loan, and consolidate my private under another? Also, am I able to take out more than I need on a consol. [...]

KristenM asked: I have undergrad student loans from one bank that I consolidated, and then graduate student loans from another bank. I am graduating in August and at that point I would like to have them all consolidated so I am not paying 3 different people each month.

what is the best loan consolidation company for low rates?

Posted by cyberandy on March 8th, 2010

Abigail asked: i am 30. Earn £27,000 a year and would like to consolidate all of my student credit card debt and loan into one monthly payment. I have only just lefy Uni for the 2 nd time around and have only 1 months work in my new job. I would like to pay [...]

Consolidation Private Student Loans?

Posted by cyberandy on March 4th, 2010

nilelaw1029 asked: I am look for lenders who will consolidate my PRIVATE student loans. I have bad credit and desperately need to remove my original co-signer of my old student loans. I have tried everything from credit unions to on-line debt solutions but no one has helped. Please help me!

Ryan Z asked: My girlfriend has two private student loans with 2 different companies with different rates. She wants to consolidate for a lower monthly payment. When she applies for the loan consolidation at a few different companies, how does this affect her credit score? Does each application she completes lower her [...]