Archive for the 'Consolidate Student Loans' Category

Raul asked: So Sallie Mae loans and Direct loans, I want to consolidate, lower my payment, etc. Once I do that, do they still have options for deferrment, such as lack of income, going back to school, whatever?

Michael B asked: So the feds slashed the interest rate to near zero. My current student loan has like 6% interest rate. Is it possible to get a new loan for the low interest rate?

What is the best bank to consolidate student loans with?

Posted by cyberandy on April 23rd, 2010

javajunkie asked: Hello. I am a recent law school grad with 120k of student loans (both private and federal) and I’d like to find out a way to consolidate my loans and hopefully lock in a lower interest and payment rate. Does anyone have any good advice on which bank to chose and how [...]

Should I and how do I consolidate my student loans?

Posted by cyberandy on April 17th, 2010

not in kansas anymore asked: I have several Sallie Mae Signature Student Loans out, and I’m supposed to begin repayment in late November.
I know nothing about finances, but I’ve heard that if I consolidate my student loans, it can lower monthly payments, and it puts them at a fixed interest rate. Is this right?
How [...]

trentsgirl asked: I owe student loans, hospital bills, cable company bills, and probably more than I listed here. I feel completely over whelmed and I am scared to move forward. I have collection calls everyday…please help?
Thanks

can you consolidate student loans after repayment begins?

Posted by cyberandy on April 13th, 2010

Brian P asked: Can you consolidate the federal loans with private student loans?

Can a married couple consolidate student loans together?

Posted by cyberandy on April 4th, 2010

Home Lee asked: My wife and I are both due to graduate from college in about a year and a half. Will we be able to consolidate our student loans into one loan or will we have to each consolidate individually?

Dee Dee asked: I have federal and state loans, and I am looking o consolidate but don’t know much about it. My grace period is just about up and I am trying to figure things out. Please help! Real answers only please. Thank you! P.S. I’m in Jersey if that make a difference.

What does it mean to consolidate student loans?

Posted by cyberandy on March 28th, 2010

Avatar asked: I took out Stafford subsidized loans each year I was in college through Sallie Mae. Interest rate is now 8%. Is it possible to consolidate?
I already make one payment through Sallie Mae

tomvesey0505 asked: Looking to consolidate all my student loans into one affordable monthly payment. Any suggestions. Sallie Mae no longer consolidates student loans and many other companies will not consolidate a Sallie Mae loan because it is secured and government backed. Thanks in advance.