Archive for the 'Federal Student Loan Consolidation' Category

federal student loans?

Posted by cyberandy on April 26th, 2010

mzas asked: federal student loan consolidation

CaptainGuineaPig asked: I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go to graduate school. If I were to get a consolidation loan would that affect my eligibility for grad school loans in the future?

erinecb asked: I completed an application already and am told it takes 30-45 days to hear back. As I’m waiting, I’m getting anxious as to whether or not I will be approved b/c I def cant afford the payments on the loans now. They are all federal stafford loans and in grace period. Is credit [...]

What is the benefit of consolidating a federal student loan?

Posted by cyberandy on April 16th, 2010

Samantha T asked: What happens after you consolidate a federal student loan?
When you include a Federal student loan into debt consolidation?

Should I consolidate my federal student loans?

Posted by cyberandy on April 3rd, 2010

Sonia asked: I have undergraduate and graduate loans with interest rates over 8.02%. The amount of the loans are also significant. I know I missed the deadline for the rates at the end of June. But should I consolidate at this time?
I am having a difficult time finding permanent employemnt also. [...]

Companies that still do federal consolidation loans?

Posted by cyberandy on March 27th, 2010

what? asked: I’ve heard that one of the things in the stimulus plan allowed for recent college graduates who are still in the grace period of their student loans (like me) to consolidate at a rate of 2%.
I’ve tried to look into this more, but I can’t even find a bank that still does federal [...]

Oracion en Orlando asked: do it separately?

d asked: Since I can’t consolidate my private loans under the a federal consolidation loan, should I take out one big private loan? Or should I consolidate my federal loans under one loan, and consolidate my private under another? Also, am I able to take out more than I need on a consol. [...]

tridoc asked: I am newly out of school and was looking to consolidate my outstanding federal student loans (just unsubsidized and subsidized Stafford Loans), but none of the major banks will accept new loan applications. That is including Sallie Mae, Chase, and Wells Fargo. What other options do I have? I prefer major banks, [...]

writersblock asked: I filled out an online federal student loan consolidation application, and decided against going that route. I filled out the application and promissory note on Friday. Will the DOE allow me to withdraw the application on Monday?
The site:
https://loanconsolidation.ed.gov/appentry/appindex.html