Archive for the 'Personal Finance' Category

Powderpuff asked: Absolutely not significant. Even with more credit than you are paying through the roof! "If you have a credit history and a higher co-signatory on your consolidation loan private (or co-petitioner with a higher credit history), your interest rate could be as low as the? main 0.50% (6.75% in April) of? of? [...]

Who should I use for Federal Student Loan Consolidation?

Posted by cyberandy on December 24th, 2009

I am looking to consolidate my Federal Student Loans in an effort to reduce my monthly payment (I am in the process of being approved for my first mortgage). Until recently, this wasn’t something I was considering, but now having a lower monthly payment would be great. Any advice on a good company to go [...]

Poor Credit Private Student Loan Consolidation?

Posted by cyberandy on December 20th, 2009

winbest9@sbcglobal.net asked: My mba and would like to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage.
My credit is not so good but just graduated with my mba and would like to get them consolidated will.

Whats the Catch with Student Loan Consolidation?

Posted by cyberandy on December 17th, 2009

MM asked: I all these offers into the mail to my interest fà ¼ r mean students loands lower – 2.75% e.g. Are these enterprises any good? Or I am better to stick with my 3.7% and 4.5% interest am the left here! https: //www.nextstudent.com/consolidation_loans/apply on-line/apply online.asp

complicatedtallblonde asked: I'm paying 300 on student loans and 200 on another. To be honest, I 'd really like to consolidate the two and be able to get a lower monthly payment. I 'the m. 22 years and I have just been part of the navy. I leave in July for boot camp. I talked [...]

Gerry S asked: The time finish my masters.

Student Loan Consolidation Help Please?

Posted by cyberandy on December 5th, 2009

I am a May 2008 graduate with a significant amount of debt.
Because I transferred, I have over $50,000 in a number of private and federal loans from different companies in two different states. I just have a few questions about consolidation.
1. Can you consolidate both federal and private loans into one?
2. I just started working, [...]

Wheres the best place to do student loan consolidation?

Posted by cyberandy on November 28th, 2009

MM asked: lame answers. give me a material place.

StudentLoanMonkeyOnMyBack asked: I have called at least a dozen places whose ads claim that they do private student loan consolidation. But when I called, every single one of them said they had either temporarily suspended or canceled their private student loan consolidation program due to the subprime mortgage crisis. Nearly all of them [...]

What to do about student loan consolidation?

Posted by cyberandy on November 20th, 2009

sweetdream319 asked: Hi all. I graduated college last May and will begin repayment on my loans starting in November. I have 7 federal student loans, totaling about $62,000 and 1 private student loan totaling about $8,000. Many places are not offering federal student loan consolidation any more, and I only have one [...]