My-Student-Loan-Consolidation.com » Personal Finance

Why does Sallie Mae require a cosigner for private student loan consolidation even with good credit?

cyberandy — Tue, 29 Dec 2009 16:39:16 +0000

Powderpuff asked:

Absolutely not significant. Even with more credit than you are paying through the roof! "If you have a credit history and a higher co-signatory on your consolidation loan private (or co-petitioner with a higher credit history), your interest rate could be as low as the? main 0.50% (6.75% in April) of? of? no fees or disbursement of origins. If you have no credit history and just co-signatory, your interest rate private loan consolidation could be perfect + 6.5% (13.75% in April). " I worked so hard to develop a good sign of FICO and need a good rate of consolidation. My parents have terrible sign of FIG. What should I do?

Who should I use for Federal Student Loan Consolidation?

cyberandy — Thu, 24 Dec 2009 09:17:19 +0000

I am looking to consolidate my Federal Student Loans in an effort to reduce my monthly payment (I am in the process of being approved for my first mortgage). Until recently, this wasn’t something I was considering, but now having a lower monthly payment would be great. Any advice on a good company to go through for consolidation? How long does the process typically take? Anything else I should be aware of?

I currently have about $41,000.00 in Federal Student loans (but also have private student loans) so…the lower the payments, the better off we will be. Thanks for your help!

By: TeachTeach22

About the Author:

Poor Credit Private Student Loan Consolidation?

cyberandy — Sun, 20 Dec 2009 15:22:47 +0000

winbest9@sbcglobal.net asked:

My mba and would like to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage higher to pay percentage.

My credit is not so good but just graduated with my mba and would like to get them consolidated will.

Whats the Catch with Student Loan Consolidation?

cyberandy — Thu, 17 Dec 2009 08:58:24 +0000

MM asked:

I all these offers into the mail to my interest fÃ ¼ r mean students loands lower – 2.75% e.g. Are these enterprises any good? Or I am better to stick with my 3.7% and 4.5% interest am the left here! https: //www.nextstudent.com/consolidation_loans/apply on-line/apply online.asp

Why can’t I get a student loan consolidation with a credit score of over 720?

cyberandy — Wed, 16 Dec 2009 05:09:56 +0000

complicatedtallblonde asked:

I'm paying 300 on student loans and 200 on another. To be honest, I 'd really like to consolidate the two and be able to get a lower monthly payment. I 'the m. 22 years and I have just been part of the navy. I leave in July for boot camp. I talked to several different lenders and most of them say they are not doing more to consolidate student loans. What I have communicated with that yet I am participating in a student consolidation loan, Wells Fargo and they wanted to have a co-signatory. Being in the Navy I have great job security … I think my credit score is respectable … But now I 'm the that are not a lot of money, only about $ 800 a month and I think that's why are asking a co-signatory. Imagine if they wait until after boot camp, when I 'm that does more, I get a consolidation without a co-signatory? What are my options? Having a co-signer is not an option. Thanks you.

what student loan debt consolidation company has the lowest interest?

cyberandy — Mon, 07 Dec 2009 18:46:17 +0000

Gerry S asked:

The time finish my masters.

Student Loan Consolidation Help Please?

cyberandy — Sat, 05 Dec 2009 20:18:46 +0000

I am a May 2008 graduate with a significant amount of debt.

Because I transferred, I have over $50,000 in a number of private and federal loans from different companies in two different states. I just have a few questions about consolidation.

1. Can you consolidate both federal and private loans into one?
2. I just started working, so I don’t make that much, do you think consolidation is a good option? I can make the payments, but it makes everything else a lot tighter.
3. If I consolidate, what companies can I trust?
4. What companies are best?
5. What if I go back to grad school later and need to take out loans again? Can I add to the consolidation? Or does something else happen?

Any information will help. I am trying to be responsible and budget, but having a number of student loans is making things pretty difficult. Thanks in advance!

By: .jelli.bean.

About the Author:

Wheres the best place to do student loan consolidation?

cyberandy — Sat, 28 Nov 2009 23:16:34 +0000

MM asked:

lame answers. give me a material place.

Are there any companies still doing PRIVATE student loan consolidation? If so, any recommendations?

cyberandy — Thu, 26 Nov 2009 21:04:02 +0000

StudentLoanMonkeyOnMyBack asked:

I have called at least a dozen places whose ads claim that they do private student loan consolidation. But when I called, every single one of them said they had either temporarily suspended or canceled their private student loan consolidation program due to the subprime mortgage crisis. Nearly all of them offered to consolidate my federal loans but I’ve already done that. A few of them actually named other places they thought were still doing it but when I called them, those places had also suspended their programs. So, if anyone out there has had recent success with consolidating their private student loans, please let me know. Thanks.

What to do about student loan consolidation?

cyberandy — Fri, 20 Nov 2009 20:31:34 +0000

sweetdream319 asked:

Hi all. I graduated college last May and will begin repayment on my loans starting in November. I have 7 federal student loans, totaling about $62,000 and 1 private student loan totaling about $8,000. Many places are not offering federal student loan consolidation any more, and I only have one private student loan so it doesn’t make sense to take out a private consolidation loan. As of right now, my payments are going to be about $800 monthly starting in November. I can’t afford that! What can I do?