Archive for the 'student loan consolidation cash back' Category

Overwhelming credit card debt, but never late yet, what to do?

Posted by cyberandy on April 25th, 2010

alirealtor asked: I have about $71,000 in credit card debt. It’s a combination of lotsa medical debt and rolling over lots of other stuff. Don’t judge, I already know I’m in trouble.
I have NEVER been late on a payment (on anything, ever). The debt is spread over 5 cards and ALL BALANCES are at 3% [...]

Predatory Lending or Standard Policy?

Posted by cyberandy on April 3rd, 2010

runawayluv asked: Is there anything I can do if I feel im the victim of predatory lending? I signed for a car loan that I knew was a bit too steep of a payment for me even at the time (I was “gainfully employed”). I was very surprised when I was approved. I paid my [...]

aimsterrr asked: Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc.). I have been kind of doing the whole college thing [...]

Please can you help me fill in this questionnaire?

Posted by cyberandy on March 17th, 2010

jaytee asked: I am an Honours student studying accountancy. As part of my coursework I am required to do a research dissertation. This questionnaire is to get an idea of peoples view on debt. Any help will be greatly appreciated. Thank you.
1. Are You?(Male/Female)
2..What is your age?
(a)18-24
(b)25-30
(c)30+
3. Are you married?(Y/N)
4. [...]

Anonykris asked: Or does it just seem that way?

really need help?

Posted by cyberandy on March 3rd, 2010

Kaylea asked: 1: Which was NOT a major success of Reconstruction in the South?
an end to racist government policies
the transformation into an industralized, urban region
an end to tensions between the North and South
all of the above
2: The main goal of the Ku Klux Klan during Reconstruction was to
prevent African Americans from exercising their rights
gain [...]

Question about bankruptcy options?

Posted by cyberandy on February 10th, 2010

Jen Z asked: I have 40k in credit card debt, and 50k in student loans. I have zero assets and rent. I do have a car that is 21/2 years old and a loan that is current because I can’t lose my car. I pay a total of $1100 in credit card [...]

Consolidating student loans. What is the best service to use?

Posted by cyberandy on February 6th, 2010

youresoscene_xxx asked: The one site I found was http://www.loanconsolidation.ed.gov
Has anyone ever tried that site for their loan consolidation? I didn’t know if I could get away with paying much lower, but I had calculated that my total student loans would be $236 and using that service I would save almost $45 a month and my [...]

has anyone with bad credit used creditaxis.com?

Posted by cyberandy on February 6th, 2010

tkbl200 asked: It says Over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
Several Little-known Companies [...]

Credit score & student loans?

Posted by cyberandy on February 4th, 2010

ylh asked: I will need to consolidate $13k in private loans when I graduate. That’s just a small part of my loans, but the rest are federal. I’m pretty sure I can consolidate my federal without an issue & by myself.
I will need a co-signer for my consolidation of private student loans. My mom is [...]