0000000000000 asked:
I need to consolidate my bank loans and federal sudent loans, which is the best. I am looking at citibank right now. Anyone have other suggestions? Thanks.!
I need to consolidate my bank loans and federal sudent loans, which is the best. I am looking at citibank right now. Anyone have other suggestions? Thanks.!

I had a friend who was a financial aid representative and she suggested Sally Mae.
Left by Curious1 on February 9th, 2010
You’re going to hate my answer but….
The best bank through which to consolidate students is the one that will give you the lowest interest rate and who will actually approve your loan. This is really something you need to research yourself. The best bank for me or anyone else will most likely not be the best bank for you because our credit reports are different.
Left by sskeels15 on February 10th, 2010
I refinanced all of my loans through Sallie Mae and have have a very good experience with them including a website that is very easy to use.
Left by Xochi on February 13th, 2010
Usually one of your existing lenders will offer you the most favorable terms. However, you need to shop around and see who offers the best deals. Lenders will offer you cash back, lower monthly payments, and other incentives so compare what lenders are offering you.
Definitely check with citibank first, then I’d also recommend checking out some of the following sites: – big student lender – get up to four competing offers, no obligation – student loans and consolidations – student loans and consolidations
Also, try – they might have a rate comparison where you can see all of the incentives and interest rates side-by-side.
Good luck!
Left by curious george on February 15th, 2010
All rates will be the same, look for borrower benefits and customer service. Sallie Mae is bad on both. Sorry gang.
Left by John on February 19th, 2010