KristenM asked:


I have undergrad student loans from one bank that I consolidated, and then graduate student loans from another bank. I am graduating in August and at that point I would like to have them all consolidated so I am not paying 3 different people each month.

Abigail asked:


i am 30. Earn £27,000 a year and would like to consolidate all of my student credit card debt and loan into one monthly payment. I have only just lefy Uni for the 2 nd time around and have only 1 months work in my new job. I would like to pay it off in about 7 years terms. which is the best company? my credit rating is ok, no missed payments

nilelaw1029 asked:


I am look for lenders who will consolidate my PRIVATE student loans. I have bad credit and desperately need to remove my original co-signer of my old student loans. I have tried everything from credit unions to on-line debt solutions but no one has helped. Please help me!

Ryan Z asked:


My girlfriend has two private student loans with 2 different companies with different rates. She wants to consolidate for a lower monthly payment. When she applies for the loan consolidation at a few different companies, how does this affect her credit score? Does each application she completes lower her credit score and then the next company she applies with now sees that she is loan shopping? If this is a confusing question, let me know and I’ll try to clarify. Thanks.
Ok, that first answer doesn’t help and isn’t relevant to the question. Anyone else have any input?
And now spam!??! Can someone please just answer my question?

tridoc asked:


I am newly out of school and was looking to consolidate my outstanding federal student loans (just unsubsidized and subsidized Stafford Loans), but none of the major banks will accept new loan applications. That is including Sallie Mae, Chase, and Wells Fargo. What other options do I have? I prefer major banks, especially the way are economy is right now. How long would these programs be suspended?

Kaylea asked:


1: Which was NOT a major success of Reconstruction in the South?
an end to racist government policies
the transformation into an industralized, urban region
an end to tensions between the North and South
all of the above

2: The main goal of the Ku Klux Klan during Reconstruction was to
prevent African Americans from exercising their rights
gain control of the state legislatures
restore the Confederacy
improve the conditions for poor whites

3: The Fourteenth Amendment was part of a series of laws that
changed the way a President could hire government officials
ensured the civil rights of African Americans
restored the balance of power between the President and Congress
shifted the balance of power in favor of the Supreme Court

4: Reconstruction succeeded in rebuilding many of the South’s
plantations
forts
railroads
banks

5: The expansion of American industry was sparked mainly by
public welfare programs
technological advances and financial investments
a decline in productivity in Europe
government involvement in the economy

6: One thing a person could do in 1900 but not in 1865 was
ride on a train
sew a dress
play a phonograph
read at night

7: How did John D. Rockefeller gain control of the oil industry?
He formed a trust.
He practiced vertical consolidation.
He joined a cartel.
He practiced free trade.

8: The nation’s first major labor strike was begun by
railway workers angered about wage cuts and unsafe trains
steel workers upset by the use of scabs
women protesting lack of advancement in factories
Pinkerton agents who threw a bomb at police

9: What was the one key requirement that applicants had to meet to receive land under the Homestead Act?
They had to live on the land all year long.
They had to farm the land for five years in a row.
They had to file a claim with a bank.
They had to wheel portable cabins from plot to plot

10: What was a major incentive in the settling of the West?
the legal, private ownership of land
the award of large land grants to the railroads
the desire to limit slavery
the refuge offered for outlaws and the oppressed

11: One reason that the United States became more urban during the late 1800s is that
farm machines and factory-made goods reduced the need for farm labor
nobody wanted to live on farms anymore
immigrants did not know how to do farm work
union organizing of farm workers had not yet begun

12: Where did European immigrants often settle in the United States?
in western railroad towns
in their ports of entry
in the South
near lakes

13: Prohibition groups saw a link between drinking and
abuses by big business
lower public morals
anti-Asian feelings
high tariffs

14: Reformers who tried to solve social problems by helping the needy believed that
immoral behavior should be punished by deportation
stricter laws were needed to discourage unacceptable behavior
prosperous Americans should lead reform efforts
the cultures of immigrant groups should be respected

15: During the late 1800s and early 1900s, what segment of American society was most likely to attend college?
wealthy white men
New Englanders
gifted students
middle-class women

16: During the early 1900s, most African Americans who went to college attended
fully integrated universities
African American colleges
religious-based schools
separate branches of white colleges

17: How did southern states keep African Americans from gaining political power?
lynching
segregation
voting restrictions
de facto discrimination

18: Why was the Open Door Policy important to the United States?
It gave the United States territory in China
It gave the United States access to millions of consumers in China
It increased Chinese investments in the United States
It kept European goods out of China

19: The United States followed a policy of expansionism in the late 1800s because
European nations were eager to sell rights to their colonies
many Americans were demanding high-quality foreign goods
US factories needed foreign laborers
the nation sought more markets for its goods

20: The first action of the Spanish-American War took place in
the Philippines
the Gulf of Mexico
the harbor at Santiago, Cuba
Puerto Rico

21: Among Latin Americans, United States actions related to the Panama Canal created
hope for a prosperous future
ill will toward the United States
calls for Roosevelt’s impeachment
a long-lasting economic crisis

22: Progressivism was halted by
the efforts of the NAACP
World War I
the repeal of the prohibition amendment
the victory of the Bull Moose Party

23: Which belief was held by most Progressives?
The government should be more accountable to its citizens.
Housing and healthcare should remain private.
The government should protect agricultural interests.
The government should intervene in unfair business practices.

24: One goal that Progressives did not seek was
the moral improvement of society
the reduction of government corruption
a ban on strikes
child labor laws

25: One way reformers hoped to end corruption in government was to
establish an income tax
give voters more direct say in lawmaking
provide more welfare services
use the army to oust political machines

26: The platform of the Bull Moose Party supported
unregulated competition
the 12-hour work day
women’s suffrage
a Federal Trade Commission

27: Under the terms of the Sussex pledge, the German government promised that
the German navy would not attack any American ships
German ships would not blockade Britain and France
German U-boats would warn ships before attacking
the German army would never invade Russia

28: The United States decided to enter World War I in response to
Germany’s return to unrestricted submarine warfare
France’s fall to the Central Powers
the Czar’s growing support in Russia
a filibuster by United States senators

29: German submarines aimed to atack ships that were carrying
weapons to the Allies
passengers to the United States
food to the Central Powers
oil to Mexico

30: At the Paris Peace Conference, President Wilson’s program for peace
angered the Russians
met no resistance among the Allies
was backed only by France
underwent several changes

31: After Wilson presented the treaty to the United States Senate,
the Senate ratified it
only the “irreconcilables” backed it
the Senate rejected it
only the “reservationists” backed it

32: One result of Prohibition during the 1920s was
an increase in alcoholism
a decline in dancing and socializing
the rise of organized crime
the creation of urban artistic colonies

33: Which of the following was a long-term effect of Prohibition?
the consumer economy
the growth of organized crime
an end to alcoholism in the United States
the rise of fundamentalism

34: William Jennings Bryan took up the cause of fundamentalist Christians
at speakeasies in Chicago
on new buses to the suburbs
at the Scopes trial
in Hollywood studios

35: Key features of Republican administrations of the 1920s included
expansionism and business regulation
isolationism and laissez-faire business policy
a buildup of armaments and armed forces
reduction of quotas and increased immigration

36: Why did many Americans fear Vladimir I. Lenin and his followers, the Bolsheviks?
They promoted a system that was hostile to American values
They refused to pay back Russia’s war debts
They had abolished the Russian monarchy
They encouraged other nations to reject socialism

37: Generally, the 1920s were marked by
rising farm prices
rising stock prices
falling production
falling wages

38: One sign that the economy might be weakening in the 1920s was
uneven distribution of national wealth
underproduction of consumer goods
an increase in personal savings
the collapse of large corporations

39: Which statement best describes the American economy in the 1920s?
Wages decreased and the economy appeared weak
Unemployment was at an all-time high
Stock prices rose and the economy appeared healthy
Small businesses dominated American industry

40: In the fall of 1929, a wave of panic selling gripped the stock market as a result of
a sudden fall in stock prices
corruption among stockbrokers
business failures
government limits on speculation

41: Not long after Black Tuesday, the stock market crash was affecting
only those who had invested heavily in stocks
wealthy industrialists almost exculsively
millions of Americans, many of whom had never owned stocks
mainly stockbrokers and banks

42: Why did FDR declare a “bank holiday” early in his administration?
to cut of the use of cash
to weaken the banking industry
to inspect the financial health of the banks
to give people in the banking industry a well-earned vacation

43: Which New Deal agency was created to help businesses?
Federal Reserve Board
National Recovery Administration
Civilian Conservation Corps
Home Owner’s Loan Corporation

44: Which of the following did New Deal programs fail to address?
protection of domestic workers
low prices for agricultural products
the decline of industrial prices
Native Americans’ need for schools, hospitals, and irrigation systems

45: All of the following New Deal agencies still endure today except the
Tennessee Valley Authority
Federal Deposit Insurance Corporation
Civilian Conservation Corps
Securities and Exchange Commission

46: What did Italy, Germany, and Japan have in common in the 1930s?
They overturned traditional governments and established democracies.
They were economic giants and together controlled world trade.
They sought to solve their nations’ problems through conquest
They angered other nations by their persecution of the Jews

47: Although Communists and Fascists have traditionally been enemies, in 1939 which Fascist made a pact with which Communist?
Hitler with Chamberlain
Hitler with Stalin
Hitler with Franco
Stalin with Franco

48: Nazism was an extreme form of
communism
fascism
nationalism
none of the above

49: During the 1930s, the United States focused largely on
preparing for war
domestic affairs
international affairs
international and domestic affairs

50: Congress passed Neutrality Acts that were designed to
support other neutral states around the world
support other nations in the Western Hemisphere
limit international involvement
allow nations to purchase weapons on credit
I know this is a whole lot i have done all this i just dont wanna turn it in untill i know its totally right please helpp &&&& please if you have nothin good to say and if your going to yell at me not comment.. THANX

Nero Wolfe asked:


I got a graduate degree used part of my student loan to try and save a failed business…
I consolidated my loans into a private company, College Loan Corp; can then go for the Income Contingent Repayment Plan with this one company I consolidated with?

If I declare bankruptcy do I face my private consolidation company in court or the US Government?

writersblock asked:


I filled out an online federal student loan consolidation application, and decided against going that route. I filled out the application and promissory note on Friday. Will the DOE allow me to withdraw the application on Monday?
The site:

https://loanconsolidation.ed.gov/appentry/appindex.html

Chesa J asked:


I have to start paying back my student loans soon. I realized that the payments are going to be OUTRAGEOUS. I was wondering if anyone knew of any good consolidation companies? Or any ideas for lowering a monthly payment?

chrissy asked:


i am looking to consolidate my student loans, none are private and unfortunately i am yrs behind in this and my balance has increased a lot. any suggestions ???