Abigail asked:
i am 30. Earn £27,000 a year and would like to consolidate all of my student credit card debt and loan into one monthly payment. I have only just lefy Uni for the 2 nd time around and have only 1 months work in my new job. I would like to pay it off in about 7 years terms. which is the best company? my credit rating is ok, no missed payments
i am 30. Earn £27,000 a year and would like to consolidate all of my student credit card debt and loan into one monthly payment. I have only just lefy Uni for the 2 nd time around and have only 1 months work in my new job. I would like to pay it off in about 7 years terms. which is the best company? my credit rating is ok, no missed payments
I consolidated my credit card debt and loans with my credit union. Don’t do it with a bank, they will rip your living heart out. Credit unions are the way to go. I asked for about $1500 and paid it off with $202 per month. It might not be too small of a payment, but the relief that you don’t owe 7 different people who have 7 different APR’s is a big incentive.
Left by ladyjuno7 on March 10th, 2010
You’ll have to simply shop around. Some banks and lenders do better than even credit unions. It wouldn’t hurt you to do a little legwork.
Check out Loan-Com.info and do a search for loan consolidations. They have dozens of loan programs available at competitive rates and affordable terms.
Left by Gary H on March 14th, 2010