To the best of my knowledge, there are NO lenders making fixed rate consolidations of private student loan debt at the present time. In fact, there are just a handful of lenders making private consolidation loans at all.

I’m seeing Chase, StudentLoanConsolidator (Edvisors), and Wells Fargo, and they’re all offering credit-determined variable rate loans based on LIBOR or Prime.

Companies like NextStudent, SallieMae, EdFed and ScholarPoint are not consolidating private loans.

I don’t know if “can’t find the best answer” means that you’re not happy with what you’re hearing, but I’m not seeing anything to suggest that there are fixed rate consolidation loans available for private educational loan debt.

I’m sorry for the disappointing news. Good luck to you.