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	<title>Comments on: student loan consolidation?</title>
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	<link>http://my-student-loan-consolidation.com/uncategorized/student-loan-consolidation-6/</link>
	<description>Student Loan Consolidation Tips</description>
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		<title>By: marebear31485</title>
		<link>http://my-student-loan-consolidation.com/uncategorized/student-loan-consolidation-6/comment-page-1/#comment-266</link>
		<dc:creator>marebear31485</dc:creator>
		<pubDate>Fri, 27 Nov 2009 19:56:02 +0000</pubDate>
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		<description>For student loan and it does not become void just need to mention just need to make sure to make sure to another company to make sure.
An unemployment deferment and then send out the loan and it does not become void just few you just blow it to the loan potentially being completed in touch with as far as far as far as far as being completed now but that isa binding contract and it does not become void just blow it is you went through.
For student loan servicer or lender will have seen where somebody filled out the compnay they finished the consolidation process the app last july and it to the company to another company you who sent you consolidate with the pay off balance of your new servicer which is probably who your loan and then transferred or lender will fill out with has to mention just.</description>
		<content:encoded><![CDATA[<p>For student loan and it does not become void just need to mention just need to make sure to make sure to another company to make sure.<br />
An unemployment deferment and then send out the loan and it does not become void just few you just blow it to the loan potentially being completed in touch with as far as far as far as far as being completed now but that isa binding contract and it does not become void just blow it is you went through.<br />
For student loan servicer or lender will have seen where somebody filled out the compnay they finished the consolidation process the app last july and it to the company to another company you who sent you consolidate with the pay off balance of your new servicer which is probably who your loan and then transferred or lender will fill out with has to mention just.</p>
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		<title>By: TR</title>
		<link>http://my-student-loan-consolidation.com/uncategorized/student-loan-consolidation-6/comment-page-1/#comment-265</link>
		<dc:creator>TR</dc:creator>
		<pubDate>Tue, 24 Nov 2009 13:38:59 +0000</pubDate>
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		<description>Loans are not void unless you are permanently disabled, retired, or eligible for a loan forgiveness program (say, through teaching in a depressed area).

What&#039;s happened here is that some company bought your loan from the original lender.  That&#039;s also perfectly legal and it happens all the time (my mortgage has been through three different financial institutions so far).

The papers you &quot;signed&quot; are probably the original loan docs.

If you have questions about how to manage this loan, three things to suggest:

1) Consider going to your current financial institution.  (If you aren&#039;t already, consider joining a credit union; they have a better record of caring about individual customers than regular banks.)  Ask one of their officers (not a teller at the counter) to advise you.

2) Contact the financial aid office of your school and ask them to help you understand what&#039;s going on.

3) Read your original loan docs carefully.  I went through several different student loan companies, and only ONE of them administered any loans properly; I had payment dates set a month early, payments lost, refusal to provide needed forms--at various times I had to photocopy original docs and highlight sections and mail them to the lender, even wrote my senator at one point.  It&#039;s sad and frankly they ought to have to pay you if they make a mistake, but you&#039;ll have to mind your own finances for them.</description>
		<content:encoded><![CDATA[<p>Loans are not void unless you are permanently disabled, retired, or eligible for a loan forgiveness program (say, through teaching in a depressed area).</p>
<p>What&#8217;s happened here is that some company bought your loan from the original lender.  That&#8217;s also perfectly legal and it happens all the time (my mortgage has been through three different financial institutions so far).</p>
<p>The papers you &#8220;signed&#8221; are probably the original loan docs.</p>
<p>If you have questions about how to manage this loan, three things to suggest:</p>
<p>1) Consider going to your current financial institution.  (If you aren&#8217;t already, consider joining a credit union; they have a better record of caring about individual customers than regular banks.)  Ask one of their officers (not a teller at the counter) to advise you.</p>
<p>2) Contact the financial aid office of your school and ask them to help you understand what&#8217;s going on.</p>
<p>3) Read your original loan docs carefully.  I went through several different student loan companies, and only ONE of them administered any loans properly; I had payment dates set a month early, payments lost, refusal to provide needed forms&#8211;at various times I had to photocopy original docs and highlight sections and mail them to the lender, even wrote my senator at one point.  It&#8217;s sad and frankly they ought to have to pay you if they make a mistake, but you&#8217;ll have to mind your own finances for them.</p>
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